Effective December 1, 2024
| Share / Share Draft - BUSINESS | |
| $10.00 | ACH Stop Payment |
| $5.00 | Transfer from Savings to Cover NSF |
| $10.00 | Inactivity Fee (monthly after 365 days inactive) |
| $2.00 | Check Copies (per page after first two) |
| $5.00 | Credit Union Cashier’s Ck (after first 3 monthly) |
| $35.00 | Overdraft / NSF |
| $35.00 | Return Deposit Fee (issued by member) each check |
| $5.00 | Statement Reproduction |
| $10.00 | Share Savings Min Balance Fee |
| $10.00 | Draft Checking Min Balance Fee |
| $25.00 | Draft Checking Plus Min Balance Fee |
| $500.00 | MRB Monthly Maintenance Fee |
| $25.00 | Hand Posting Fee‐after first occurrence with notice of change letter sent to member. Manual posting will end at 3 transactions. |
| *** Member Check Orders (by style / quantity) | |
| IRA/Money Market | |
| $25.00 | IRA Early Withdrawal Fee |
| $5.00 | Money Market minimum balance fee |
| Safe Deposit Boxes (annual) Product no longer offered as of 8-01-2024 | |
| $40.00 | 3 x 5 |
| $75.00 | 3 x 10 |
| $95.00 | 5 x 10 |
| $115.00 | 10 x 10 |
| $300.00 | Safe box drill fee |
| Miscellaneous | |
| $25.00 | Account Closure (within 90 days |
| $4.00 | Bad Address Fee (monthly) |
| $10.00 | Collection Item |
| $100.00 | Levy Fee |
| $15.00 | Night Depository Bags - small zippered |
| $2.00 | Paper Statement Fee (monthly) |
| cost | Postage Fee – Special Mailing (postage cost) |
| $25.00 | Research / Reconciliation on Accounts (per hour) |
| $9.95 | Debit Card Payment Transaction Fee |
| Non‐Member Fees | |
| $4.50 | ATM Surcharge Fee |
| Cash Advance Fee (max. $5,000) | |
| $10.00 | $1 ‐ $1,000 |
| $20.00 | $1,001 ‐ $2,000 |
| $30.00 | $2,001 ‐ $3,000 |
| $40.00 | $3,001 ‐ $4,000 |
| $50.00 | $4,001 ‐ $5,000 |
| $10.00 | Notary Fee – Non‐member |
| Wire Transfers | |
| $25.00 | Wire Transfers - Outgoing Domestic |
| $50.00 | Wire Transfers - Foreign* |
| Bill Pay | |
| $10.00 | Bill Pay – Stop Payment |
| $7.50 | Bill Pay – Check Copies |
| VISA / VISA Debit Cards* | |
| $15.00 | Card Research Fee (per hour) |
| $35.00 | Overdraft / NSF |
| 1% | Visa Foreign Currency Exchange Fee |
| Business Loans* | |
| $150.00 | Lien Processing Fee |
| $99.00 | Document Prep Fee |
| $20 or 5% | Late Charge (greater of) |
| 1% | Loan Origination Fee |
| $10.00 | VISA Over-limit Charge |
| $20.00 | VISA Late Charge (if payment not satisfied by end of current month) |
| 1% | Visa Foreign Currency Exchange Fee |
| *MRB Accounts not eligible for service | |
| All fees are subject to change without notice. | |
Once a member of MAC FCU, always a member of MAC FCU.
When you open an account with us, you're a member for life, as long as the account stays open.
You can move and take us along!